The cost of cellular phone service has always kept me from signing up.  I never thought I would make enough cellular phone calls to justify the expense, but I finally found a cellular phone service with a price I can live with.  T-Mobile is offering a prepaid Nokia cell phone for $29.95 after discounts and rebates.  The cell phone comes with 30 minutes of talk time.  Once you use your initial 30 minutes or your available minutes are about to expire, for $100 you can buy 1000 minutes good for the next 365 days.  If you are thrifty with your cell phone minutes you have cellular phone service for as little as $8.33 a month.  Once you have
purchased $100 worth of minutes, each time you purchase additional minutes, all of your minutes are extended for 365 days.  All that and with no contract!  The downside is this plan does not allow for roaming outside the T-Mobile network, so check the service area before you buy.  This is a great cellular phone plan for the person that occasionally makes short phone calls around town.  By my calculation, you have to use at least 300 minutes a month before a monthly cellular phone plan starts to make financial sense.  So the next time you are in the market for cellular phone service, consider whether a prepaid cellular plan is right for you.

Should You Prepay Your Mortgage?

Debt Payment Strategy

High Yield Savings Accounts

Saving money on Cellular Phone Service

Saving money on Real Estate Courses

Saving money on Video DVD Boxed Sets




Future Topics:
Getting out of debt

Saving for an emergency fund

Saving money on telephone calls

Saving money on your investments

Making the most of your retirement savings

Consider joining a credit union
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